Do you need a Business Loan or Line of Credit?
With over 20 years of banking industry experience, we have connections to many finance solutions that may help your business. Take a look at what we can offer. Call us at (727) 873-0963 if you have any questions.
Startup Funding
Leverage personal credit history to finance a new or early-stage company. 0% APR financing available for qualified applicants on first 12 months.
- Approvals: $20,000 to $250,000
- Term Length: 12 Months
- Cost: Starting at 12.99% APR
- Frequency: Monthly
- Timeline: 15 – 30 Business Days
- Notes: 0% APR available for first 12 months
Merchant Cash Advance
A quick option offering funding based on future receivables, available for immediate use. Repaid through fixed ACH payments or as a percentage of credit card sales.
- Approvals: $10,000 to $1,000,000
- Term Length: 4 – 18 Months
- Cost: Starting at 15% APR
- Frequency: Daily, Weekly, Biweekly
- Timeline: 1 – 2 Business Days
- Notes: Flexible programs available to accommodate seasonal businesses.
Business Line of Credit
A true revolving credit line, fully amortized, with simple and affordable payments. Funds available for use at any point, only costing you when you draw from it.
- Approvals: $50,000 to $1,000,000
- Term Length: 6 – 18 Months
- Cost: Starting at 7.99% APR
- Frequency: Weekly, Monthly
- Timeline: 2 – 3 Business Days
- Notes: One product available with terms up to 10 year it.
Equipment Financing
Affordable options for all industries, including non-essential healthcare devices. We structure our terms as an EFA, to avoid hidden fees as with "fair market" agreements.
- Approvals: $25,000 to $3,000,000
- Term Length: 24 – 72 Months
- Cost: Starting at 7.99% APR
- Frequency: Monthly
- Timeline: 5 – 15 Business Days
- Notes: Application only programs available up to $150,000
A/R & PO Factoring
Say goodbye to net-30/60/90 terms and receive your client dues the next business day. Factoring is a trusted solution for businesses with outstanding accounts receivable.
- Approvals: $50,000 to $5,000,000
- Term Length: 15 – 120 Days
- Cost: Starting at 0.25% per Week
- Frequency: Paid when A/R, Invoice, or PO is collected
- Timeline: 3 – 5 Business Days
- Notes: Up to 90% advance rate on A/R, Invoices, or Purchase Orders
